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Proverbs 21:20 – The wise have wealth and luxury, but fools spend whatever they get. (NLT)

During President Herbert Hoover's administration, it was common to see pants pockets turned inside out. Hoover flags were symbols of the poverty many Americans were facing. It was left to Franklin Roosevelt's administration to fix the American economy.

Hoover left office twenty-seven years before I was born, but I'm familiar with another statement that resembles the flag symbol: "That money is burning a hole in your pocket." My parents and my wife are fond of telling me that. It refers to my tendency to spend extra money or to quickly purchase something without considering whether I really need it.

It would benefit us to take the advice once offered to Barney by Andy Griffith when Barney was contemplating the purchase of his first car: "Why don't you think about it overnight?"

Shortly after Hoover became president, America suffered a devastating stock market crash in 1929. Scores of people watched their life savings dematerialize. Hundreds of banks closed. Many "haves" found themselves standing in bread lines.

But back to my story. My parents taught me to save. Financial advisors advocate the same thing. Ten percent of our income is a good number, but surveys show many are not saving at all. A rainy day comes and we get soaked.

By this proverb's assessment, I suppose I'm a fool. While saving is a wise practice, I'm reminded of a deeper thought. No amount of money or material possessions I have is secure, nor is there anything I can do to secure it — try as I might.

Prayer: God, we confess that the only thing we have that cannot be stolen or destroyed is our relationship with You. Help us to recognize that while we may have holes in our pockets, we stand on a solid rock in Jesus Christ. Amen.

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Martin Wiles <>
Greenwood, South Carolina, USA

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